Can I use my parent’s insurance?

Yes, if you are listed as a dependent on their insurance plan you can use your parent(s) insurance. Please note that not all insurance policies cover our services, we will need to check your benefits before your appointment. Once we have this information we will let you know about your benefit details before you come in for your visit. This information will allow you to financially prepare for your visit. 

With most insurance carriers, an explanation of benefits or ‘EOB’ is sent to the ‘primary’ person on the policy, your parent, by mail or electronically. While we will never notify your parent(s) about your medical care without your permission, it is possible that your parent(s) may have access to the billing information we provide to your insurance company. If this is a concern for you, we recommend that you contact your insurance company to discuss their policy on confidential services. 

Will my parents find out?

With most insurance carriers, an explanation of benefits or ‘EOB’ is sent to the ‘primary’ person on the policy by mail or electronically. While we will never notify your parent(s) about your medical care without your permission, it is possible that your parent(s) may have access to the billing information we provide to your insurance company. If this is a concern for you, we recommend that you contact your insurance company to discuss their policy on confidential services. 

If you have a unique concern or special request that would help us protect your privacy, please inform our staff. 

 

 

Does my boyfriend’s insurance cover my services?

Insurance companies will only cover services for patients who are listed on the insurance policy. Since your partner will not be receiving medical treatment from our facility we cannot bill their insurance company for the service unless you are also listed on the plan as a spouse or a domestic partner.

Does my partner need to know?

We will never notify your partner about your medical care with our your permission. However, if you are using health insurance that has your partner listed as the ‘primary’ on the policy (for example if the insurance is through their job), it is possible that your partner may have access to the billing information we provide to your insurance company. If this is a concern for you, we recommend that you contact your insurance company to discuss their policy on confidential services.

How much does it cost to have an abortion?

Our fees are based on the length of pregnancy and your out of pocket cost will depend on your insurance coverage. Please call us for more information. We will work with you and help you obtain financial assistance when possible. 

Are you a free clinic?

We offer free pregnancy tests at all of our locations. Our Southside location offers free ultrasounds as well on Tuesdays. Though Family Planning Associates does offer affordable abortion and family planning services, abortion services are not free of charge entirely. Please let one of our staff members know if you are facing financial hardship and in need of help with your payment. 

If I have no money can you help me get a free abortion?

There are no clinics in Chicago that are able to offer free abortion services, and unfortunately in the state of Illinois abortion care is not covered by the public aid medical card. 

At FPA we work very hard to make sure that all patients can afford our services regardless of insurance coverage. We offer discounted fees when a patient is uninsured or has a public aid medical card. Many of our patients receive financial assistance from The National Abortion Federation and other abortion funds when possible. We will work with you to help you get financial assistance, but this assistance is limited and you will have to pay for a portion of your care. 

 

 

What should I do if my insurance information changes?

If there are changes to your insurance just let us know as soon as possible. When you arrive at our facility the receptionist will ask to see your insurance card and your photo identification. Please be prepared with these items or contact us before your appointment to make alternative arrangements. 

What if my insurance requires a referral?

If your insurance plan requires a referral, it is your responsibility to contact your primary care physician or insurance company before your visit with Family Planning Associates. If you do not have an authorized referral on the day of your appointment, we will not be able to bill your insurance for your services.

We strongly recommend that you have your referral sent to our office before your appointment. It can be sent to us via fax at (312) 707-9223 or email at info@fpachicago.com. Sometimes the referrals we receive have errors. If your physician’s office is closed or unable to respond to same day requests, we may not be able to get a corrected copy of the referral on the same day. 

Why are you asking me to pay my deductible or a coinsurance payment at my appointment time?

When we verify your eligibility and benefits, we ask your insurance company detailed questions about your coverage. If you have a deductible or co-insurance, payment due that means you have not met (paid in full) your deductible for the year or perhaps your insurance company only covers part of the cost associated with your services.

Any payment that you make to FPA will be reported to your insurance company, at your request. This means that your payment to us will help lower your out of pocket insurance costs for the rest of the year, in most cases.  

Why are you asking for my health insurance information before I come in for my visit?

When you schedule an appointment for an abortion services or a gynecological service we will ask that you provide us with your insurance information. We do this as a courtesy for our patients. Once we have this information we can verify your insurance coverage and let you know about your benefit details before you come in for services. This information will allow you to financially prepare for your visit. 

Why didn’t my insurance company pay for the procedure?

We are misquoted benefits on a rare occasion from an insurance carrier. Sometimes your coverage has ended or your particular policy does not cover elective procedures. In these cases, we may ask for a reduced balance, typically the uninsured rate.

If you have any additional questions, please call 312-707-8988 and ask to speak with the insurance department.


Please call your nearby office for current fees & scheduling information:

Downtown Chicago
312-462-1846
659 W. Washington Blvd.
Chicago IL 60661

Northwest Chicago
773-362-5465
4341 N. Milwaukee Ave.
Chicago IL 60641

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